Ground-Up Construction
Senior debt for residential and commercial ground-up developments. From single-asset builds to multi-phase communities — funded against approved plans, contractor packages, and verified budgets.
- Single-family + 1-4 unit
- Multifamily & townhome communities
- Mixed-use & commercial
- Phased developments
Bridge & Transitional
Short-term capital to acquire, reposition, or hold properties between transactions. Built for value-add plays, takeout situations, and timing-sensitive acquisitions where conventional execution is too slow.
- Acquisition bridge
- Value-add & reposition
- Refinance & cash-out
- Takeout from construction
Long-Term Rental
Debt service coverage ratio loans for rental purchases and refinances. Qualifying on property cash flow rather than personal income — built for investors scaling portfolios at speed.
- Single-asset rental
- Portfolio refinance
- Cash-out refinance
- Short-term rental (STR)
Specialty & Non-Standard
Where conventional underwriting ends. Foreign nationals, non-standard LTVs, complex ownership structures, asset-rich borrowers with non-traditional income — we underwrite the deal, not just the box.
- Foreign nationals
- Non-standard LTV
- Asset-based qualification
- Creative structures